Thanks for joining me today as I take an in-depth look at how TopCashBack works.
TopCashBack is an online platform designed to help it’s members earn cash every time they make purchases.
In my article today I will be finding out what you need to know about the TopCashBack App to help you decide if you too can start earning money and generating savings by using it.
How the TopCashBack App Works
TopCashBack is a free online platform and app that’s available for both Android and iPhone users.
You can sign up for your account by using your email address and a password of your choice. You can visit Google play or the Apple Store, install it on your device and start earning when you go shopping online for groceries later in the day.
It’s easy to earn cash with this site or app, and you’ll never be charged for using it unless you upgrade for £5 a year, but more about that later.
While TopCashBack was founded in the UK in 2005 and available to U.K shoppers, however as of 2011, shoppers in the US can get savings with this site too. They now offer deals for more than 4,500 stores in the United States.
In fact they have now expanded to countries like India Germany and Japan, with their customer base growing to over 11 million members globally.
Once you have this app installed on your phone you’ll never need to worry about missing an offer. You’ll be immediately alerted whenever printable deals and vouchers are available in your area.
They will also match any other cashback offer, so you’ll know that you’re always getting the best savings possible for a particular product.
Whenever you shop online through the app on your phone, you will earn points. These points can be converted to cash when you are ready to redeem them. Most of their deals are only available for a limited time, so it’s good to monitor deals closely by using the app.
When a new deal is made available, it usually expires within a week. Online coupon codes can also be used to earn points on the app.
This means that you can earn points in a wide range of ways, by shopping for all the items that you need. Since you save on things like coupon codes and discount vouchers, you’ll benefit from double the savings.
These are several ways to use the app. You can search for deals by category. For example, if you wish to shop for electronics on a special occasion, you can click on their Electronics category.
This will provide you with all the deals that are available under that category, in your area. Some of the popular categories are Fashion, Electronics and Travel (The Travel Hub). You can also save on telecoms, utilities, banking and insurance.
You can also search the app for deals that are being offered by your favorite stores.
You can easily plan your shopping and create a budget that helps you save on all the products that you want, by browsing deals on the app before you make a purchase.
The app lets you keep track of all your spending and the amount of cash that you’ve earned on these purchases. You can also keep track of pending transactions and manage your favorite retailers in one place.
When you open the store site on the app, you’ll see all the deals related to it. On the right of your screen, you’ll see a list of daily deals. This column gives you savings on sports goods, electronic gadgets and a wide range of products.
It varies from day to day but you could earn as much a 20% cashback by utilizing offers from the Daily Deals.
Every time you make a purchase at a retailer via a TopCashback link, they will earn a commission on the sale and they will add cashback to your account.
Unlike most of the other apps in this niche, you’ll get 100 of the commission. They don’t keep any of it for themselves.
That means you get more cash than you would on many other apps.
They can give you 100% of the commission because they generate money in other ways on the app. For example, they earn from sponsorships, advertisements and via affiliate links.
This means you’ll get the full cashback that is offered by stores like Walmart, eBay, Overstock and other well-known brands.
How To Use The TopCashback Browser Extension
By adding on the TopCashBack Browser extension you can get notifications sent to you when you are in a store that offers cash back.
If you are in a shop or store and cash back offers are available then The TopCashBack hummingbird logo will start flashing on your browser screen. You just need to click the logo auto take advantage of the cash back in that particular shop.
Not only that, when you carry out a search in Google you will be shown which stores are offering cash back in your search results.
How You Could Earn and Save with the TopCashBack App
By using the TopCashBack App, you can earn great savings on anything that you would normally buy with just a few extra steps.
First, you’ll need to open the app on your device and search for the shop or service that you want. Click “Get Cashback Now” to use their links and shop as you wish. You’ll get cashback in your account and you can redeem that later on.
All of your shopping activities on the site that you choose are automatically tracked by the app. This means that you’ll get all the points that you are eligible for.
Everything will be added to your account automatically. You can also go back into your account later on and check that all of your transactions were accounted for, since the app gives you information on the transactions that you did.
If you want to earn cashback on your in-store shopping, you can register a debit or credit card, select an offer and then shop in store using the registered card. This offer is only for members in the UK however.
The procedure is only slightly different from clicking through links directly while using the app. In-store shopping offers where you’ll find deals with the app, shop at the store and save are not available in the US but you can get coupons to use in store, which let you save.
You’ll earn different cashback rates on the site for different types of accounts.
For example there are two levels of membership available Classic and Plus. The Plus account has a cost of £5 attached, however you will gain access to enhanced deals and bonus’s by being a Plus member.
There are on the other hand no charges attached to the Classic account. It is therefore important to maximize your earnings by ensuring that you pick the best cashback rate for a shopper with your status.
However, regardless of how much or how little shopping you do, as a new member you get to try out plus membership at TopCashBack for free for 30 days.
How does The TopCashBack ‘Tell A Friend’ Program Work?
The TopCashBack App also has a referral program, called Tell A Friend.
If you refer friends and family to the site, you can earn a commission for every person that you refer. You’ll receive a unique referral code that you can share with your friends and family. You’ll need to be logged in to view your referral code, or copy and paste it to social media.
You’ll only earn a referral bonus after the person that you refer has made their first purchase. They will need to spend at least $10 before you will receive your bonus.
This is not proportional to the amount that they spend. Instead, even if they spend just $10, you’ll still get a bonus of $10. This bonus will be added to your account.
Members of the site can sometimes earn twice via the TopCashBack App coupons . For example, if you shop at a particular store, you can earn cashback on your purchase. However, the site also offers savings via branded coupons for particular stores.
So, if you use one of those coupons for your purchase at that store, you will save from the coupon and collect additional savings with your regular cashback. You can search using the app, to see if there are extra cashback coupons for a store.
You can also earn on this app by choosing a specific payout method.
For example, if you choose to payout by using an American Express card, you’ll be able to earn a payout bonus of 3%. If you use a Visa card, you’l earn a 5% bonus. You could get a bonus of up to 5% if you redeem your cashback as Amazon credit.
Some of these offers are usually only available around the holidays while others are offered all the time.
How to Redeem What You’ve Earned with the TopCashBack App
You can withdraw your cashback as long as you have transactions which have become payable. You won’t need to wait on a specific date or a minimum amount. You can withdraw your eligible payouts at any time.
If you want to cash out you just need to log in and click on the Payout section. In Payout, select your preferred payout option. These will only be offered however if you have at least one transaction of payable status.
You’ll then need to follow the instructions given for each method. For example, if you want hard cash, you can choose an ACH transfer or PayPal.
You can also donate your earnings to a charity in the UK. They must be a charity that is registered in the UK and on their list. You can also email them with a suggestion for adding your favorite registered charity, if it is not currently on the list.
To redeem your earnings by donating to a charity, you’ll need to log in to the app and follow the same steps as for regular payouts.
Some people who use the platform however choose not to have cash. They prefer something like a gift card, and the app has them covered. You can get gift cards for Amazon and if you do so, you’ll also get a bonus of 2.5%
At the time of writing TopCashBack has a score of 4.5/5 from 118,000 reviews at TrustPilot.
TopCashBack is clearly a very popular cash back site amongst its many members with lots of them reporting that they have successfully received their cash back. Some members report being members for many years and having received cash back multiple times.
A few members complain about not getting their cash back. This appears to occur when there is a problem with cash back tracking. It is important to ensure that your web browser has cleared its data prior to every visit to the site before making a purchase.
I would love to hear from any of my readers that have used TopCashBack and want to share their experience. If you do please leave a comment in the comments section below.
What Are The Pros Of TopCashBack?
- TopCashBack is completely free to use unless you choose the plus membership which costs a small fee to get better discount
- Unlike with many other apps, TopCashBack gives you 100% of the commission they receive from their retail client
- You can cash out whenever you choose, regardless of your account balance.
- Great incentives to get your friends on board with the Find A Friend program.
- TopCashBack has a huge amount of merchants so there are plenty of ways to build up your balance.
- Very positive online reviews.
- Very good customer service.
- Cash out bonus’s available.
What Are The Cons Of TopCashBack?
- Tracking can sometimes result in disappointment, this can happen if you don’t ensure cookies are cleared before you purchase via the site.
- Not available Worldwide although the site’s reach is increasing.
Is TopCashBack Worth It?
Yes absolutely I think TopCashBack is one of the best cash back sites available to savvy shoppers today.
Chances are you will be able to find retailers you make purchases with regularly, and in doing so make some great savings.
The site has many satisfied members who are taking advantage of the offers available to them, so why not join them.
Star Rating 3.5/5-A great cash back platform that allows you to cash out as soon as you get anything back from your purchases. Unfortunately it’s not available in every country.
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