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How Much Can You Earn With The Money SMS App?-A Review

SMS Money App Review

Thanks for checking out my Money SMS App review.

Today we will be finding out if the Money SMS App really does pay you just for receiving text messages on your phone. If it does then we are also going to be seeing how much you can potentially earn too.

I have reviewed a very similar app recently called SMS Profit App that also pays you for receiving text messages. Another platform with a similar concept is The McmoneyApp that pays you for receiving emails. In my Money SMS App review today I will be going into the same detail to see how this app matches up.

Unlike with survey sites and GPT platforms which require you to use your time to complete tasks, opportunities like SMS profit allow you to earn passively. You just need to keep the app running in order to earn from it.

You may be asking yourself why The Money SMS App pays you simply for receiving text messages?

The reason they can do it is because your phone can play a part in ensuring SMS messages from Mobile Network Operators are being received properly from foreign locations.

The networks pay The Money SMS App for this service, and you get a small cut of this revenue.

You needn’t do anything with the message when it arrives. The network will complete their check to ensure the message was delivered correctly, and that’s all they need to know. You will then get paid.

How The Money SMS App Works

SMS Money App Review


The Money SMS App is run by German SMS testing specialists TelQ.

The app is available to android phone users only and is available to download at GooglePlay.

All you do is download, verify your phone number, run the app and wait for a test SMS to arrive. You don’t need to take any action at all when you receive the messages. They contain just random characters that won’t make sense, just delete them one your account has been credited.

Unfortunately the App isn’t available everywhere. You cannot benefit from this app if you are from either the U.K or the U.S (which rules me out). If you want to join then just try the download to see if your region is included.

You need to keep the app running in the background to ensure you get all the SMS messages sent to you and so you can maximise your earnings.

Check out the SMS Money App promotional video below;

How Much Can You Earn With The Money SMS App?

When you sign up you will get a €0.25 bonus, or if you sign up with a referral code you will get €0.50.

Given that I have been unable to sign up myself I haven’t got a referral code to give you, however you will find them available on the internet.

For each SMS message you receive you will get rewarded €0.02. The amount of messages you get per day may vary depending upon your location.  Some report getting hardly any at all, whereas others may get 3 per day.

This is of course only a very small earning opportunity, but it is a passive income nonetheless.

If you want to try and increase your earning then you could refer people. Once you sign up you will get your own referral code that you can share with others.

Every new member that signs up using your code you will get 30% of their earnings (but they won’t receive less earnings). This is a good way to maximise your earnings on this platform, especially if you have an engaged social media following or a niche relevant blog.

Once you reach the minimum balance of 2€ you can cash out. There are various options for payment including PayPal, Skrill, WebMoney and cryptocurrency.

Payments are processed quickly, usually no more than within 48 hours, but likely quicker.

Is The Money SMS App For You?

When we review all the different income opportunities we try to imagine the people that would really benefit from it.

Let’s start with those that are not likely to get any benefit from the App;

  1. If you are in a rush to make money quickly then this App will definitely not suit you. That’s because the income will accumulate very slowly, and over a sustained period of time.
  2. If you are searching for an opportunity that will to lead to a substantial online income, then this app isn’t going to cut it with you. You can improve the earning potential by referring others, but unless you are able to refer maybe dozens of new members every month, the income isn’t likely to increase with any significance. Any opportunity that could be potentially financially life changing, will require significant effort on your part. This app on the other hand doesn’t require any effort, it is a completely passive income.

So who is likely to benefit by using this App;

  1. Someone who takes a patient and long term approach to making money.
  2. Anyone interested in building a number of small passive income streams. Using this app alone will not add up to much, however when combined with several others, the income could add up to something more significant over months, or maybe years.

Money SMS App Reviews

At the time of my latest update of this review The Money SMS App has a score of 4.1/5 from over 2,500 reviews at Google Play. This score has gone up from 3.9 since I checked it last 2 months ago.

There are many users happy with their experience using the app.

Some say they have been able to cash out multiple times, and although the earning is small it is worth it due to the fact that it doesn’t involve them having to do anything.

Some users however complain of technical glitches preventing them from logging in or getting credit for the SMS messages. Others say they don’t get many messages and it isn’t worth their while.

There obviously is no guarantee as to how many SMS messages you are going to receive if you join. The only way to find out is to join and then decide if you think this App is worth you having it running on your phone.

What Are The Pros Of The Money SMS App?

  • Free to join
  • Passive income
  • Decent referral program
  • Good user reviews

What Are The Cons Of The Money SMS App?

  • Only a small earning opportunity
  • Only available to Android phone users
  • Only available in certain countries
  • Some complaints about glitches

Check out these 5 Android apps that can make you money OR if you’re an iOS user these 5 iPhone apps to make extra cash.

Some Final Thoughts

The Money SMS App is a legit way to earn a small amount for doing nothing, it is a true passive income.

Unfortunately not everyone can benefit from this particular app, although there are alternative apps that work in a similar way.

It is always recommended that you check the privacy policy of any app that requires you to give personal information, just so you are aware of what the app does with your personal data.

Have you tried the Money SMS App? If so what was your experience like? Let us know in the comments below if you want to share what you learned about this app.

Star Rating 3/5-A legit app that pays its members for simply receiving text messages on their smartphone.
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Thanks for checking out my review of The Money SMS App. I hope you found it informative and will help you decide if The Money SMS platform will benefit you.

I have written hundreds of similar reviews and articles about making money online here on my website You will find all my latest posts HERE

10 thoughts on “How Much Can You Earn With The Money SMS App?-A Review”

    1. Hi there,
      You can share your code with your friends in the way you choose, but don’t spam anybody.
      Your friends need to enter your referral code when they sign up so you can both benefit (please see the promotional video embedded in my review). Unfortunately I can’t provide screen shots as I am unable to join from my country of residence. Thanks for reading my review.

  1. Hey nice review you have there. I have heard little about the SMS App from a friend, from your review it looks more interesting than what I have heard before now. It’s indeed a cool way to get some cash. My question now is that, your earnings per day, is it credited to your bank account directly or to the money sms account ?

    1. Hi there,

      Thanks for reading and commenting on my review of The Money SMS App. The amount you earn goes to your balance on the app. When you reach the cash out amount of 2€ you can then request a payout via any of the methods mentioned in my review which include PayPal. Thanks again.

  2. This article review is pretty good, many people will be exited to read this review because so many people out there are looking for a means to earn passive income online and I believe this is the most simplest of all which does not required any skills other than to download and run it on your phone.

    I think you should review the proces of withdrawal to your audience and as to what level can a withdrawal be initiated.

    1. Hi Blessed,

      I’m so pleased you pointed this out, I thought I had included it but clearly I didn’t. I have now amended the review…thanks again.

  3. Very interesting!  I didn’t know about this app.  I think you have provided valuable info here for How Much Can You Earn With The Money SMS App.  I wish it was available in my country so hopefully soon.  
    Thanks for sharing!!  I also think your website name wealth inflator is very catchy.

    1. Hi AlyseS,

      Thanks for your comment. There are similar apps I have reviewed on this site which are available worldwide if you want to check them out. Although this app appears to be extending its reach so it may be available soon. Thanks for the compliment about the site title 😊 

  4. This is the first time I “hear” about this way of making money. I think that these apps really require from us to engage and go after new members, that’s why they don’t pay much for someone who doesn’t want to do a bit more than the majority of the people. By the way, since I’m from Germany I might benefit from this app…

    1. Hi Daniel,

      Yes as a German resident you will be able to use this app. Like you say however unless you get a number of referrals the income is extremely low. Nevertheless it is a passive income, all you need to do is keep the app open and your rewards will build up over a period of time. Thanks for your comment.

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