Thanks for dropping by to read our review of Earny. We will be covering all you need to know about this cashback platform to help you decide whether you should give it a try.
What Is Earny?
Earny is a cashback site that tracks your online purchases and negotiates a refund process on your behalf, once the price of items drops below the initial buying price.
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Getting Started With Earny
You only need to register on the site by providing an email address and credit card details linked to your favorite store.
Some of the major credit cards accepted on the platform include Mastercard, Citi, Chase, and Visa.
Each card provider has its own list of items that qualify for the cashback program.
You may find a list of items exempted on one credit company, only to be accepted by a different provider.
So How Does Earny Work?
Once you make a purchase, Earny will countercheck the receipts sent to your mail and transactions completed using your credit card (against the current market prices) to verify whether you qualify for cash back.
Unlike other cashback sites, which require you to manually send receipts to your credit card provider, Earny initiates the refund process by contacting your credit card provider, and automatically deposits the cashback amount on your behalf.
In return, the platform charges a 25% commission on every cashback deposited on your credit card. This saves you the time and energy, which you would normally spend contacting your card provider to initiate the refund process. All you have to do is register and wait for a refund. It is as simple as that!
How Much Can You Save With Earny?
On average, you can get USD 300 per year from your regular shopping. Unfortunately, the maximum amount you can earn per year is capped at USD 2,500. The amount of refund earned totally depends on your spending power.
If you are a regular shopper, you stand to gain more from offers that come with different items. However, you can still increase your earning by referring your friends and relatives.
As mentioned earlier, different credit card companies have their own policies regarding items covered on the cashback program. To benefit more, you can link multiple cards on the Earny in order to increase the scope of items under the price protection policy.
The Earny Referral Program
You can also increase your earning on the platform by referring your friends to the site. Earny will award you 5 percent of their refunds and another 5 percent of your referrals’ refund.
The earnings from your referrals will be sent to you via PayPal once you met the minimum withdrawal amount of $10.
So what are the pros and cons of using the platform?
- Easy to sign up
- Easy to use
- Works with a variety of online retail stores e.g. Walmart, Amazon, Nike and Old Navy
- All refunds are automatically deposited to your account
- It has an excellent referral program
- Transparent – Credit card protection ranges from 90-120 days
- Can be accessed via app or computer
- Apple users have a better experience than Android users
- Does not accept Discover and American Express credit cards
- Charges 25% commission on your Cashback
- Privacy issues: Earny has full access to your mail
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Some Final Thoughts
Earny is definitely a genuine cashback site that pays its members for every transaction that falls under the price protection policy.
However, some users are a bit skeptical about the sites’ ability to access your personal mail services without any monitoring. This means that all transaction details can be retrieved with relative ease. Some may consider this to be too much of an infringement on privacy.
Furthermore, some users feel the 25% commission charged by the company to be a bit high compared to other platforms.
However, if you are a heavy online spender, tracking all your transactions in order to claim your refunds can be a bit tricky. Fortunately, you can save yourself from the trouble by creating an account with Earny. The platform provides a transparent and automated system that does all the work for you!
What we found interesting about this platform is that once an item qualifies for a refund, you will be sent regular updates of the refund process until the time when the claim is successfully settled. You can also link a variety of credit cards to your account to increase the number of items covered. In view of all these benefits, it is a good program.
Have you used Earny? Let us know in the comments what you think of it.
Star Rating 3/5-A good platform for shopping refunds, the commission charged however is quite high
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